Terms and conditions

Disclaimer

The use of this Web site is at the user's sole risk. The National Consumer Agency shall have no liability for any loss or damage arising out of negligence or otherwise howsoever as a result of use of or reliance on the information on this site. 

The information available on this site is a general guide to common personal financial services products. Nothing on this site is intended to be, or should be construed as:

1. An invitation, offer or inducement to you or any other person to engage in investment activity, or to enter into any type of financial arrangement.

or

2. Advice on the merits of, or a recommendation in relation to, any particular product or product provider.

The results from our calculators are estimates only and may differ slightly from some financial institutions, as interest may be calculated in a slightly different way.

Copyright

The copyright in the material available on this site is, unless otherwise specifically stated, the property of the National Consumer Agency. The consent of the National Consumer Agency is required before this material or any part of it may be copied or adapted in any form or made available to the public by any method and any such consent is conditional upon appropriate acknowledgement being given of the National Consumer Agency.

You are granted permission (a license) to:

  • browse this material (including making such copies in RAM or other temporary storage device necessary to facilitate such browsing);
  • print out hard copies for personal or business use;
  • create links to the National Consumer Agency's homepage, save files, distribute and reproduce pages - provided the source is stated and the material is not distorted.
    (N.B. In particular, URLs on personal or business sites which point to elements of our website must be configured so that materials accessed on our servers are displayed as the sole element of the browser window);
  • reproduce and/or re-use the information and documents obtained from this website provided that such re-use is subject to your compliance with all terms of the latest public sector information (PSI) licence. You can get more information on the PSI website.

Cost Comparisons

Data from the banking (day-to-day banking, borrowing and credit, and savings) cost comparisons is provided by financial insititutions on an always up-to-date basis. Reproduction or use of banking cost comparison data by said financial institutions for commercial or marketing purposes is allowed subject to the terms and conditions on this page.

Reproduction or use of data from the insurance cost comparisons for commercial or marketing purposes is prohibited.

Reproduction of our website content (offline)

If extracting information from our website include this sentence at the beginning;

'This information has been taken from the National Consumer Agency's personal finance website www.itsyourmoney.ie ' , or indicate 'Source: National Consumer Agency www.itsyourmoney.ie '.

Reproduction of our website content (online)/links to our website.

a.  Please ensure that it is obvious that the link to our information is a link to the National Consumer Agency.

'This information has been taken from the National Consumer Agency's personal finance website' or indicate 'Source: National Consumer Agency personal finance website' . Where direct hyperlinks to the site are not included, please spell out the URL www.itsyourmoney.ie

b.      Use of any illustrations using our official logos or trademarks is not permitted. For further information contact us

c.       If links are made from a frames-based website, our pages should not be displayed as frames within that website – or in any way where web-users may misunderstand the true origins of the page.  

d.      Links should not be put in a context that would make web-users believe that we endorse or support the contents or objectives of the other website or any organisation related to it.

e.        As a matter of policy we do not enter any commercial ventures such as online advertising/promotion on our site.

Reference to the National Consumer Agency – use of abbreviations and acronyms is not permitted.

The name of the organisation for public information purposes is: National Consumer Agency.

Updates

This site is subject to change from time to time. While the National  Consumer Agency attempts to assure the correctness and timeliness of all material posted on the site, it takes no responsibility for errors or omissions which may be the result of technical causes, or otherwise. This applies to all aspects of the site including data in cost comparisons. Further, the National Consumer Agency specifically disclaims all responsibility for damage or loss arising as a result of use of information provided herein.

The National Consumer Agency maintains the right to delete or modify in part or in full any information on this site without prior notice.

© National Consumer Agency, 2010. All rights reserved.

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