Debt action plan
If you are having money problems, you may be tempted to ignore them and hope they will go away. If you find you are constantly running out of money, missing loan repayments or relying on credit to pay for your day to day spending, tackle your situation as soon as possible, before you fall into more serious debt.
Remember that getting into debt and missing repayments can affect your credit rating and make it difficult to get loans in the future. You can also be taken to court for defaulting on loan repayments.