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AIB | Personal Bank Account Plus1 | €4.50 | €0.20 | €0.20 | €0.20 | 0.25% on amounts up to €1,000 2 | | High Interest Current Account1 | €4.50 | €0.20 | €0.20 | €0.20 | 1.00%3 | |
Bank of Ireland | Pay As You Go4 | NIL | €0.28 | €0.28 | €0.28 | 0.75% (0.75% EAR) variable 5 | | Flat Fee4 | €11.40 for up to 90 transactions6 | NIL | NIL | NIL | 0.75% (0.75% EAR) variable 7 | |
National Irish Bank | Easy Customer Package | NIL8 | NIL | NIL | NIL | NIL | | Easy Plus Customer Package | €18.759 | NIL | NIL | NIL | 1% | |
Permanent TSB | Switch Current Account | NIL | NIL | NIL | NIL | 2.0%. Customers must lodge a minimum of €1,500 into the current account each month to avail of this rate. 10 | |
Ulster Bank | Current Account | NIL | NIL | NIL | NIL | NIL | - To qualify for free maintenance and transaction banking on your personal current account each quarter you need to: Make a purchase using your AIB Debit Card; and use AIB phone & internet banking to make a debit transaction, like paying a bill.
- Interest paid quarterly if you use AIB's Phone or Internet Banking service at least once during the relevant interest quarter.
- Customers must lodge €1,500 per month to qualify.
- Customers can qualify for free account transaction fees by maintaining a minimum credit balance of €500 in their account for the entire fee quarter, or by making at least three payments from their current account using 365 Phone, 365 Online or a combination of 365 Phone and 365 Online during the relavant fee quarter
- Customers must register for credit interest. It will be paid at the end of every quarter on cleared credit balances up to €1,500 provided a minimum of 3 debits are made from the account using 365 phone and/or online during that quarter. Credit interest is subject to DIRT. Please note that this is a variable rate i.e. it may be subject to change in future.
- Transactions in excess of 90 per quarter are charged at 28 cent each.
- Customers must register for Credit Interest. It will be paid at the end of every quarter on cleared credit balances up to €1,500 provided a minimum of 3 debits are made from the account using 365 phone and/or online during that quarter. Credit interest is subject to DIRT. Please note that this is a variable rate i.e. it may be subject to change in future.
- Includes other packaged benefits including a free credit card (Mastercard) at the same interest rate as an overdraft.
- Includes other package benefits including a free credit card (Gold Card), commission free foreign exchange currency purchase or sale, and Loan To Value (LTV) mortgage pricing.
- Customers must register for this credit interest rate. It will be paid on credit balances up to €1,500. Customers must lodge a minimum of €1,500 into the current account each month to avail of this rate.
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