Cost Comparisons
Print this pageStudent loan
This survey contains up-to-date information from individual firms.
See our borrowing money and getting credit section and our section on going to college for more information, and always make sure to check the terms and conditions before you apply for a loan. You can also check out our loan calculator to work out the cost of credit for different loan terms and amounts - this can help you decide which loan is right for you.
Please read our disclaimer before you use our information.
Profile Summaries
| Rate type | APR % | Drawdown options | Repayment period | |
| AIB | Variable | 9.79% | Single drawdown1 | Up to 5 years |
| Bank of Ireland | Variable | 11.90% | Single drawdown | 1 - 5 years |
| Ulster Bank | Variable | 7.00% | Annual drawdown2 | 5 years |
| Rate type | APR % | Drawdown options | Repayment period | |
| AIB | Variable | 9.79% | Single drawdown1 | Up to 5 years |
| Bank of Ireland | Variable | 11.90% | Single drawdown | 1 - 5 years |
| Ulster Bank | Variable | 7.00% | Annual drawdown2 | 5 years |
| Rate type | APR % | Drawdown options | Repayment period | |
| AIB | Variable | 9.79% | Single drawdown1 | Up to 5 years |
| Bank of Ireland | Variable | 11.90% | Single drawdown | 1 - 5 years |
| Ulster Bank | Variable | 7.00% | Annual drawdown2 | 5 years |
| Rate type | APR % | Drawdown options | Repayment period | |
| AIB | Variable | 9.79% | Single drawdown1 | Up to 5 years |
| Bank of Ireland | Variable | 11.90% | Single drawdown | 1 - 5 years |
| Ulster Bank | Not available | Not available3 | Not available | Not available |
1. The loan amount is credited to the customer's current account.
2. The maximum loan amount is €4,000, with a maximum yearly drawdown of €1,300 (€2,750 if a parental guarantee is in place).
3. The maximum loan amount is €4,000.
2. The maximum loan amount is €4,000, with a maximum yearly drawdown of €1,300 (€2,750 if a parental guarantee is in place).
3. The maximum loan amount is €4,000.
Please note:
Remember extending the term of your student loan or deferring your repayments will cost you more money. Ask your lender for more details.
Use our jargon buster, if you need an explanation of financial terms in plain English.