Cost Comparisons
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This survey contains up-to-date information from individual firms. See our borrowing money and getting credit section for more credit information. Please read our disclaimer before you use our information.
Profile Summaries
| Loan 1 | €3,500 over 1 year (12 monthly repayments) |
| Loan 2 | €13,000 over 3 years (36 monthly repayments) |
| Loan 3 | €22,000 over 5 years (60 monthly repayments) |
| Rate type | APR% | Monthly repayments | Set up/arrangement fee | Total cost of credit | |
| ACC | variable | 11.45%1 | €309.25 | NIL | €211 |
| AIB | variable | 13.65% | €312.36 | NIL | €248.32 |
| Bank of Ireland | variable | 14.50% | €313.62 | NIL | €263.44 |
| Bank of Ireland | fixed | 15.90% | €315.60 | NIL | €287.20 |
| National Irish Bank | variable | 11.47%2 | €309.28 | NIL | €211.32 |
| National Irish Bank | fixed | 12.85% | €311.22 | NIL | €234.60 |
| Permanent TSB | variable | 12.50% | €310.72 | NIL | €228.64 |
| Ulster Bank | fixed | 14.3% | €313.35 | NIL | €260.20 |
| Ulster Bank (ufirst customer) | fixed | 12.3%3 | €310.42 | NIL | €225.04 |
| Rate type | APR% | Monthly repayments | Set up/arrangement fee | Total cost of credit | |
| ACC | variable | 11.46%1 | €425.10 | NIL | €2,303.60 |
| AIB | variable | 11.35% | €424.39 | NIL | €2,278.04 |
| Bank of Ireland | variable | 13.00% | €433.37 | NIL | €2,601.32 |
| Bank of Ireland | fixed | 13.60% | €437.16 | NIL | €2,737.76 |
| National Irish Bank | variable | 11.47%2 | €425.14 | NIL | €2,304.79 |
| National Irish Bank | fixed | 10.75% | €421.03 | NIL | €2,156.85 |
| Permanent TSB | variable | 10.60% | €420.08 | NIL | €2,122.88 |
| Ulster Bank | fixed | 11.90% | €427.31 | NIL | €2,383.16 |
| Ulster Bank (ufirst customer) | fixed | 9.90%3 | €416.15 | NIL | €1,981.40 |
| Rate type | APR% | Monthly repayments | Set up/arrangement fee | Total cost of credit | |
| ACC | variable | 11.46%1 | €477.42 | NIL | €6,645.20 |
| AIB | variable | 10.10% | €463.82 | NIL | €5,829.20 |
| Bank of Ireland | variable | 12.20% | €484.81 | NIL | €7,088.60 |
| Bank of Ireland | fixed | 11.40% | €476.17 | NIL | €6,570.20 |
| National Irish Bank | variable | 11.47%2 | €477.45 | NIL | €6,646.71 |
| National Irish Bank | fixed | 10.75% | €470.19 | NIL | €6,211.21 |
| Permanent TSB | variable | 10.60% | €468.51 | NIL | €6,110.60 |
| Ulster Bank | fixed | 11.90% | €481.35 | NIL | €6,881.00 |
| Ulster Bank (ufirst customer) | fixed | 9.90%3 | €461.52 | NIL | €5,691.20 |
1. Quote based on standard rates applicable.
2. All quotations are based on standard rates, cheaper rates may be available depending on individual circumstances.
3. To avail of this APR rate, the applicant must have a ufirst current account.
2. All quotations are based on standard rates, cheaper rates may be available depending on individual circumstances.
3. To avail of this APR rate, the applicant must have a ufirst current account.
Please note:
When applying for a loan, each provider may determine your elegibility for the loan using a range of criteria such as your credit rating, credit scoring and/or home ownership. All prices quoted do not include payment protection insurance. Use our jargon buster, if you need an explanation of financial terms in plain English.